Since I started on freelancing I was looking for an alternative to receive PayPal payment. Philippines is one of those unfortunate country that has a limited privilege. Users from the Philippines could only use PayPal to pay for transactions online.

As of this time, it is not possible to do the following:

* Load up one’s account thru credit card
* Receive funds
* Withdraw funds into a local bank account.

If you would like to receive PayPal in the Philippines not on a limited basis, lets support the campaign of Paypal Now!.

For the meantime as an alternative you can still receive paypal payment from your clients or even your relatives outside the Philippines.

* Sign up for a Xoom account.
* enter your personal bank account. See complete list of supported banks here.

In my personal experience, I’ve been using China Bank personal savings account that was attached to my Xoom account. China charge 200 pesos each transaction deposit by Xoom through my account. Open a savings account with them and enroll banking online. In my humble opinion this is the best bank when it comes to user friendly system. The GUI (Graphical User Interface) and there website is Powered by AJAX (Asynchronous JavaScript And XML)

* Paste the button on your website or send the link to your client via email.
* Client receives the “request for payment”, creates a Xoom account or logs in and processes the payment using his Paypal account, credit card or eCheck.
* You get a confirmation email with the tracking number and receive the payment directly into your bank account in just an hour.

Following are the Xoom fee ranges:
(Xoom limit every transaction is $2,500)

Amount Xoom Fee

$1,500.00 – $2,500.00 $60.00

$1,000.00 $40.00

$500.00 $20.00